Student Health Insurance: Submit waiver or enrollment at www.universityhealthplans.com/aic
- Why your bill reflects a Health Insurance charge
- All Students who fall under the health insurance requirement, as per the Commonwealth of Massachusetts, will automatically be charged the Student Health Plan fee on their bill.
- Official Enrollment Process
- If you are planning to use the student health insurance plan (SHIP), you’re required ti complete the enrollment form online. Students required to have insurance who do not submit an enrollment or waiver form will be enrolled in the SHIP after the deadline, retroactive to August 1, 2020.
- Part-time students who are not mandated to have insurance may enroll in the SHIP on a voluntary basis by completing the enrollment form by the deadline. The insurance charge will be added to the student billing statement.
- Official Waiver Process
- If you are covered by a comprehensive health insurance plan you can opt-out of the AIC Student Health Insurance Plan (SHIP) by completing the petition to waive form online.
- Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. Please consider the following:
- Your plan must provide access to in-network doctors, hospitals, labs, pharmacies, and behavioral health providers in the Springfield, MA area.
- Out of state Medicaid and many HMO or EPO plans do not provide out-of-network coverage. Emergency only coverage does not meet Massachusetts SHIP requirements.
- Many plans do not cover referrals made by Health Services.
- If you do not submit a petition to waive form by the deadline above, you will be enrolled in SHIP and responsible for the premium.
- Student Athletes
- Athletes must complete this process before you arrive for the semester in order to ensure health insurance coverage.
- International Students
- All international students are required to enroll in the SHIP. This process is done automatically for international students and does not require any further action.
- Massachusetts Health Insurance Regulation
- The Commonwealth of Massachusetts mandates that all matriculated full-time and three-quarter-time students attending an institution of higher education in this state who are not enrolled solely in short term courses or in an online program must be enrolled in a qualifying Student Health Plan that meets established minimum benefit guidelines.
- MUST complete a waiver showing proof of comparable coverage once every year in order to have the fee reversed (by posted deadlines).
- For more information concerning the Student Health Insurance Plan visit our website.